Welcome to the web page for Mike Lowary
The Loan Guy! 

At Pacific Mortgage Loans, Inc., we are a full-service mortgage company based in San Diego, CA. We specialize in Conventional, High Balance Loans, VA purchase and streamline loans, Jumbo. and FHA and USDA lending anywhere in the State of California. Whether you are buying a home or refinancing anywhere in California, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | High Balance | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of our borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

Conventional | High Balance | VA Streamline | VA Cash Out | FHA | Jumbo

Contact Mike The Loan Guy today to discuss your mortgage loan options and find out which loan program will best suit your needs.